Insurance Pays with Virtual Credit Card
More and more companies are starting to pay in this way; fortunately, they cannot force users to accept this form of payment. TherapyAppointment suggests their users refuse to accept payments by virtual credit card, going forward.
Below are some of the most common Virtual Credit Card Payment systems used by insurance companies and links to their website where instructions about switching to a different payment type are available. If you receive virtual credit cards from these vendors, you can request that they send you either a paper check or direct deposit. Be aware that in some cases, them setting up direct deposit may incur a fee. However, the convenience of direct deposit and e-delivery of the ERA file may be worth the fee that they are charging, which seems to be around 2%. It might help to complain to the insurance company's provider relations department about these practices: You should not have to 'pay' to get paid for your services.
Zelis Payments: https://www.zelispayments.com/virtualcard/ - There are instructions on this page to have payments sent directly to your bank account.
ECHO Payments ECHO Payment Options (echochecks.com) - Be aware they charge 2% to receive EFT, but paper checks are free.